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Current Robinhood policy

Robinhood production is chat-only. Chat is configured to settle after a successful answer, and the exact WIF amount is authorized for the request’s max_tokens budget. Unused chat budget is not automatically rebated in WIF. If a rare failure occurs after a WIF settlement has already been confirmed, it is marked for manual review. There is no automatic WIF refund worker.

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Requests that never settle

Some requests are never charged:
  • Invalid bodies get 400 before any payment is requested.
  • Unavailable or non-chat models are rejected before payment.
  • A chat request that fails before successful completion is not settled.
  • A payment challenge is not a payment; only the signed retry can authorize settlement.

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Legacy Algorand behavior

The isolated legacy Algorand deployment documented USDC chat rebates and on-chain refunds for upfront image, voice, and video work. Those rebates, refunds, and modalities are not enabled on the Robinhood WIF rail.